What is the contribution ratio of Xi 'an provident fund?
1.Xi The contribution ratio of housing provident fund shall be no less than 5% for the unit and no more than 12% for the individual. The proportion of payment is determined according to the actual situation of the enterprise.
2. The payment base of the provident fund is paid according to social security wages.
(1) The employee payment base is approved according to the average monthly salary of the previous year; New employees and new employees of the employing unit shall be approved according to their starting salary in the current month.
(two) I last year's average monthly salary or starting monthly salary is lower than 60% of the average monthly salary of employees in the city last year, which is approved according to 60% of the average monthly salary of employees in the city last year; More than 300% of the average monthly salary of employees in the city last year, calculated according to 300% of the average monthly salary of employees in the city last year.
3. The following situations can be extracted:
(1) Purchase of owner-occupied housing: individual application, unit certificate, house purchase contract and invoice (see the original, keep a copy).
(2) Resignation and retirement: individual application, unit certificate, resignation and retirement approval (original and photocopy).
(3) On-the-job death: identity certificate of the entrusted extractor, certificate of the unit where the extractor works, and death certificate (original and photocopy).
(4) Self-built and self-occupied housing: individual application, unit certificate and building approval procedures (original and photocopy of the permit)
(5) Renovation and overhaul of self-occupied housing: original and photocopy of individual application, unit certificate and relevant examination and approval procedures.
(6) Exit and settlement: individual application, unit certificate and exit and settlement certificate.
(7) Repaying the principal and interest of the house purchase loan: individual application, unit certificate.
The monthly deposit amount of housing provident fund consists of two parts: the individual deposit amount of employees and the unit deposit amount. The monthly deposit amount is equal to the sum of the product of the monthly deposit base of employees and the proportion of employees and units. The deposit base, individual deposit and unit deposit are rounded to the nearest integer.
Housing accumulation fund is one of the benefits that workers legally obtain. The employer shall not refuse to pay the provident fund for employees for any reason. Like the social insurance fund, the amount paid by the provident fund every month is also a certain proportion. Generally speaking, the proportion paid by units and individuals is the same. When buying a house, employees can ask the unit to issue relevant certificates and withdraw the provident fund to buy a house.
Legal basis:
Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund
Eighteenth employees and units housing provident fund deposit ratio shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels.
Article 19 The housing accumulation fund paid by individual employees shall be withheld and remitted from their wages by their units. The unit shall remit the housing provident fund paid by the unit and remitted for the employees to the housing provident fund account within 5 days from the date of monthly payment of employees' wages, and the entrusted bank shall include it in the employee housing provident fund account.