Today I will tell you about the basic logic of the fund.

For example, how do we get benefits through the capital market? We may have bought a lot of financial products, such as stocks, bonds or other financial products, but our personal professional ability is not very prominent and we don't know what to choose to invest.

At this time, you will definitely think, "If only a professional could help us manage our finances.". Hey! At this time, there is really such a professional who came out and offered to let me take care of it for you. If we make money in the future, we will divide it according to a certain proportion, usually one point, nine points or two points and eight points.

You think it's feasible, because I take care of it myself, which is time-consuming and not necessarily more professional than others, so you give him the money. In fact, this is the fund.

Fund is a collective investment method in which investors, that is, retail investors, hand over money to special fund companies for management. Each foundation holds a dozen to hundreds of investment targets, such as stocks and bonds, to achieve the purpose of diversifying risks in professional investment.

The fund is essentially a trust relationship, so it has two characteristics: first, taking Public Offering of Fund as an example, most of the funds are entrusted to me, and I only charge a fixed fee, and investors make their own money; The second formal fund product is hosted in a bank, which is equivalent to opening an account in a bank. Fund companies only have management rights but no ownership, so everyone's funds can only lose money and can't run away.

You got it?