How is your fund?
Staring at the full screen of green, funders are lost in thought every day.
If the life of stock holders is sad during this period, then the life of fund holders is not so good.
After losing money for a long time, the fund-raiser seems to have been numb, and the strong heart has been "no wave".
On the evening of March 8, both the A-share market and the H-share market suffered huge earthquakes, in which the Shanghai Composite Index fell by 2.3% and the Growth Enterprise Market Index fell by 4.98%, directly falling into a technical bear market.
It can be said that how rampant fund-raisers were before the year, how sad they will be after the year.
Some people lost hundreds, some people lost 654.38+million, and some people lost all their money in one year.
Love to the depths, fund people began to "intoxicated" themselves.
"As long as I don't watch it, my fund will not lose money!" "The security guard asked me to show the green code, so I opened my fund and the security guard let me in." ...
Fund holders are also easy to distinguish, and you can see them at a glance in the elevator.
Even the funders have learned to write poems in a big green way, incarnating "buying and selling for nothing", "being passive" and "abandoning the book". "I want to go home for clearance, but I'm afraid I'll bounce back quickly, and I'm too cold to step on my breath ..."
Not to mention ordinary investors, even professional investors can't stand it.
There is a post-90s female fund manager named Meng Yuan, who only took office for 14 days, and her two funds fell by 20.63% and 20.24% respectively.
Dream Yuan became a fund manager when he was less than 30 years old. He wanted to dream, but he didn't want to spend nearly 10 trading days, so it became a moment of broken dreams.
When the fund loses money, smart investors think of omnipotent idle fish and start to find ways to "sell their property" on idle fish. ...
Some people sell juicers and ironing machines, as well as water cups and ashtrays, in order to "support their families", so that they can be counted back.
Buy whatever you can sell. Someone sold the used cream in Kaifeng, claiming that it was necessary to remove the bottom.
The best part is that some people even want to sell their husbands, 20 yuan a catty, a knife.
Anyway, there are only things you can't think of, and there is nothing you can't buy.
In fact, since the Spring Festival of the Year of the Ox, the fund market has fallen into a nightmare of decline.
In particular, on March 8, the mainstream index of A shares fell sharply, the Shanghai Composite Index fell by 2.3%, the Shanghai and Shenzhen 300 and Shenzhen Component Index fell by more than 3%, and the Growth Enterprise Market Index fell by 4.98%. In terms of sectors, 27 of Shenwan's 28 sectors all turned green, and the leading stocks in liquor, medicine and new energy sectors once again collectively fell.
Affected by this, the fund suffered another setback. Judging from the performance of the net value of active funds on March 8, among the1140 billion funds, after excluding the uncounted14 funds, the rest of the 100 billion funds collectively "rolled over" with negative returns. Among them, the decline is close to 7%, and most of the decline is concentrated in 3%-5%.
Funds with a scale of 10 billion can't escape bad luck. E Fund's blue-chip selection with a scale of 67.7 billion yuan fell by 5.74% on March 8, and Jing Shun Great Wall Emerging Growth fell by 6.68% on March 8.
Wind data shows that on March 8, the average yield of 309 1 active partial stock funds (calculated by AC share consolidation) was -3.27%, and 3070 funds fell, accounting for 99.32%. Among them, 15 fund fell by more than 7%, 123 fund fell by more than 6%, and 492 funds fell by more than 5%, with the largest drop of 8.56%.
According to the data, during the period from February to March 9, 18, the net value of a total of 1238 funds (note: this data is calculated from the AC share of funds alone) was withdrawn by more than 20%. Among them, there are 1 1 funds whose net value has retreated more than 30%.
According to the Shanghai Stock Exchange, the blue-chip selection of E Fund managed by Zhang Kun, the "first brother in public offering", and the Guangfa twin-engine upgrade managed by Liu, the champion of Public Offering of Fund in 20 19, all set a historical retracement record.
Kun Zhang
As of March 9, compared with the previous high point, E Fund Blue Chip Selection retreated by 22.48%, which is also the biggest retreat since the establishment of E Fund Blue Chip Selection; Guangfa Shuangqing upgrade was established two months later than E Fund's blue chip selection. On March 9, the net value of the fund retreated by 23.95% from the previous high point, which is also the biggest retreat since its establishment.
Wind data shows that there are currently 846 funds in the market. Since February 18, there are 567 funds whose outflow is greater than the inflow, that is, they have been redeemed.
The net redemption of the top ten funds, the latest scale is above 654.38+000 billion, and they are basically top fund managers since last year. Xie Zhiyu, Zhu Shaoxing, Liu Geyu, Huang, Dong, Wang He and Zhou Keping are all on the list.
In order to stabilize market sentiment, fund companies are also actively helping themselves. On March 8, Yingyong Fund announced that it would acquire its newly established fund Yingyong Tianyi for 50 million yuan. In addition to win-win, after the Spring Festival, Guo Fu, Huitianfu, Tian Hong, Huaxia and other 10 fund companies started the self-purchase mode. In just two weeks, fund companies have purchased nearly 200 million yuan.
Say how much I admired Kun Kun at that time and how disappointed I am now. Investment is not always successful, and star fund managers sometimes fail in the short term.
Star funds are not omnipotent, and Kun Kun also said that he is innocent. At the beginning, the purchase restriction could not stop the "attack" of the people.
According to djinn's financial data, three fund companies and four fund managers left on March 9, up -33.33% from yesterday. It involves 6 fund products, mainly hybrid funds. Investors should pay attention to the changes of investment style and operation style of short-term active management funds.
In addition, according to Wind statistics, as of February 28th, 40 fund managers have left their jobs since 20021,involving 34 fund companies, including two fund companies, namely Bosera, Harvest, Huatai Bairui, Yin Hua, TEDA Manulife, Huatai Bairui and Hongde.
Many well-known fund managers left their jobs at the beginning of the year. For example, Wang Jun, research director of Bosera Fund.
As of February 28th, 20021year, the Boss Emerging Consumer Theme Fund previously managed by Wang Jun has earned 4% this year, 40% in the last year, 95% in the last two years and 105% in the last three years. Its fund performance has been ranked in the top 50% in recent years, and its income in the last three years ranks 395/2487 among similar funds.
According to industry insiders, in addition to seeking a better position, the pressure of assessment is also crucial.
According to the 265438+20th Century Business Herald, people in the fund industry said, "If the assessment period is one year, fund managers will be under great pressure, and those with performance ranking lower than 50% of their peers will be warned. If they are in the last third, they may be eliminated. In addition, the ranking of fund managers is also directly linked to the year-end award and the income of fund managers. "
Late at night on March 9, Alipay published a letter to investors, which mentioned that in the face of fluctuations, we must first stabilize our mentality. Short-term market fluctuation does not affect the long-term value of equity investment.
In this regard, Alipay's advice to investors is that the best way to deal with market fluctuations is not to predict the market, but to think about the coping style. First, don't chase up and kill down, buy high and sell low. The second is to invest money that is not used for a long time. The third is to use fixed investment to reduce investment costs.
In addition, Alipay advises investors to choose the investment method that suits them. Investors who hate volatility suggest that they can consider the sound financial management on Alipay Golden Election. For investors who are willing to bear small fluctuations, it is suggested to appropriately increase the "fixed income+"products. For investors who are willing to extend the investment period and have high risk tolerance, they can buy partial stock funds in bulk in Alipay.
Finally, Alipay appealed that in the current situation of increasing market volatility, we should believe in professional strength and give outstanding fund managers with rich investment experience, strong comprehensive ability and strong ability to withdraw orders more time to operate professionally, in exchange for investment appreciation.
Funds such as China Merchants Fund and Haifutong Fund also wrote to investors to explain the reasons for the recent sharp fluctuations in the market and called on investors to stick to their values.
Many netizens interpret Alipay as "fellow villagers, don't run!"
Some netizens pointed out several major mistakes in Alipay articles:
So, for those who are deeply involved, should they be redeemed or continue to insist?
In fact, we can see the clue from the restriction or suspension of star funds.
On the evening of February 23, E Fund announced that it would suspend the subscription, conversion and regular fixed investment business of small and medium-sized E Fund in non-direct selling institutions and online direct selling systems of the company from February 24 for the smooth operation of the fund and the protection of the interests of fund share holders.
Subsequently, E Fund Company announced again that its E Fund Value Selection will also stop subscription on February 25th at 202 1.
It is reported that since the suspension of subscription, the net value of E Fund managed by Zhang Kun has dropped by about 14%.
E Fund announced on March 10 that for the smooth operation of the Fund and the protection of the interests of fund share holders, E Fund will continue to suspend subscription, conversion and fixed investment on a regular basis.
The investment target of partial stock funds is stocks, which is bound to have certain risks. If investors blindly pursue high prices or blindly follow star fund managers, the risks are also increasing.
As Alipay and other institutions have called for, excellent funds pursue the long-term value of enterprises. As for redemption or holding, it depends on investors' own investment habits, demands and affordability.
In fact, when the fund was hot last year, it became a financial management method for many young people. In the interview, Xiaomei, a citizen, said that she entered the meeting only on the recommendation of a friend. Until now, she doesn't know much about funds. I believe many people have similar experiences when investing in Xiaobai and Xiaomei.
Xiaomei invested in the Liquor Medicine Index Fund, which was very popular at that time. Now the principal of 2,000 yuan has lost nearly to 400 yuan, but she always thinks that it will rise back, and she still chooses to hold it.
Another citizen, Xiaobei, was also influenced by his friends, but fortunately he redeemed it just before the crash because he was in urgent need of money.
Finally, investment is risky and you need to be cautious when entering the market.