As an investor, the purpose of investment is income, so there is not much difference between investment contract funds and corporate funds. This is because the methods adopted by the two companies, or the mode of trading operation, are similar. They all absorb the investors' funds first, concentrate the funds, then invest in the fund assets according to the investment objectives agreed with the investors at the beginning, and then distribute the profits according to the investors' contributions at maturity. This process has nothing to do with the investment status of investors in the two companies, and the income still depends on the specific profitability of the fund.

There is a difference between discussing contract funds and corporate funds separately. They are different in legal basis, investor's investment status and fund management.

A contractual fund consists of three parties: the principal, the trustee and the beneficiary. This is a fund organized on the basis of some contractual principles. The trustor establishes fund investment, is responsible for fund issuance, and the trustee manages the raised funds and makes specific investment arrangements for them. The beneficiary is the fund holder, that is, the investor. When investors buy funds and participate in fund investment, they become a party to the contract and can share the investment income. In general, the trustee is a bank or related financial institution, and the specific business is handled by contract.

Corporate fund refers to a joint-stock investment company established by investors for the same investment goal, and the assets of the established company are invested in this investment goal. Company funds rely on issuing stocks to raise funds. Ordinary investors buy shares in the company, which is equivalent to providing funds to the company. Investors will naturally become shareholders of the company and share the investment income with shares. In addition, corporate funds enjoy legal person status in law. This also means that investors who participate in corporate funds, as corporate shareholders, enjoy the basic rights of ordinary corporate shareholders.