Used as a part of time savings and current savings.
People with low risk tolerance, cautious investors and prudent investors.
Second, advantages:
1, with high security. TEDA Manulife Currency is a monetary fund under TEDA Manulife Fund Management Co., Ltd., which specializes in investing in short-term money market instruments with low risk, such as treasury bonds, central bank bills, commercial bills, bank time deposit certificates, government short-term bonds, interbank deposits and other short-term securities, with high security.
2. High liquidity. If it is realistic, it can be used as a living savings.
3. Expected annualized expected return is higher and more stable. The expected annualized interest rate of bank demand deposits is 0.35%, and the expected annualized rate of return of TEDA Manulife currency is about 15 times that of bank demand deposits. In the case that all Internet products have broken five, TEDA Manulife currency still maintains a 7-day history with an expected annualized expected return of more than 5, and the recent 7-day history with an expected annualized expected return is also in the top ten.
4. Expected annualized expected income exists every day. The expected annualized expected return of TEDA Manulife currency is carried forward and paid daily, that is, investors can see their share changes in their accounts every day and enjoy the expected annualized expected return of "daily compound interest". In addition, there is no fund subscription and redemption fee.
5. The daily withdrawal limit is relatively large, with a maximum daily withdrawal of 200,000.
Third, the risk point:
Similar to most online financial management, TEDA Manulife currency is irresponsible if it is attacked by Trojan virus, that is, if the account is stolen. However, as long as the mobile phone is not lost, the account password is highly secure and supervised by anti-virus software, and the probability of account theft is equivalent to the probability of plane crash.