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Fengcheng Medical Insurance Personal Account Inquiry

Urban medical insurance inquiry, in order to allow insured persons to grasp their own medical insurance information in a timely manner, the urban residents medical insurance management centers in various places have also launched a variety of urban residents medical insurance personal inquiry methods. Insured persons can choose the method they like.

Resident medical insurance personal inquiry.

1. At present, there are mainly the following methods for personal inquiry of urban residents’ medical insurance: 1. The insured person brings his or her ID card to the service hall of the local Social Security Bureau to inquire and print the payment list; call the Social Security Bureau to provide his or her personal ID number to inquire about personal medical insurance

Account balance; 2. Use the social security number or ID number to enter the Social Security Bureau website to check the payment status of your personal medical insurance account; check at a designated medical institution when buying medicine and seeking medical treatment; 3. Check at the medical card issuing bank.

Nowadays, people's work is very stressful, and no one wants to go to the service hall of the Social Security Bureau to inquire in person.

Telephone inquiries are sometimes busy, and some questions cannot be explained clearly over the phone.

Therefore, more people prefer to make personal inquiries about urban residents’ medical insurance online.

Generally, the websites that provide medical insurance card balance inquiries are the local social labor and social security network, which is the official website of the Social Security Bureau.

After entering the urban resident medical insurance personal inquiry system and entering your personal ID number, you can inquire about social insurance payment status, balance and other information.

2. The financing principle of my country’s urban employee medical insurance fund is: “Income is determined by expenditure, balance of income and expenditure, and a slight surplus. The medical insurance fund implements a pay-as-you-go system.” In the early stage of my country’s medical insurance reform, individuals were required to pay total wages. 2%, and the employer pays 6% of the total salary.

At present, the medical insurance for urban employees in some areas of my country has payment conditions and benefit qualification restrictions.

The basic medical insurance for employees is a basic medical insurance system for all urban employers and employees based on the principle of compulsory participation.

The main contents of the employee basic medical insurance system are: 1. The coverage of the employee basic medical insurance is for all urban employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises, etc.), agencies, institutions, and social groups

, private non-enterprise units and their employees must participate in basic medical insurance.

Township enterprises and their employees, owners of urban individual economic organizations and their employees must also participate in basic medical insurance.

2. The payment method for basic medical insurance for employees is that the basic medical insurance premiums are paid jointly by the employer and the employee ***.

The employer's contribution rate should be controlled at about 6% of the total wages of current employees, and the contribution rate of current employees is generally 2% of their salary income.

Retirees do not make individual contributions.

The specific payment ratio is determined by each coordinating region based on actual conditions.

As the economy develops, employer and employee contribution rates can be adjusted accordingly.

The employer's contribution level is determined based on approximately 6% of the local total salary.

At present, the national average employer contribution rate is 7.43%, with the lowest being 3%, and higher rates such as Shanghai and Beijing reaching 10% and 9% respectively, and the national average individual contribution rate is 2%.

The above is an introduction to urban medical insurance inquiries. I hope it can be helpful to everyone.