what benefits can I enjoy if I participate in the medical insurance for urban and rural residents in 222? Medical insurance treatment, because of economic reasons, there are certain differences in different regions.

Participate in residents' medical insurance and enjoy financial subsidies

In p>222, the payment standard for urban and rural residents' medical insurance in my area is 32 yuan/person. In fact, this fee is only paid by individuals. After the individual pays the insurance premium, the local finance will provide subsidies according to the standard of 58 yuan/person, and put them into the medical insurance fund account together.

in other words, the fees you pay are only part of the medical insurance fund. If you don't pay the fee, the finance will not subsidize it. The medical insurance fund is the "life-saving money" to provide medical security for urban and rural residents.

Of course, there are some special groups who can get higher subsidies by participating in residents' medical insurance. For example, the average poverty-stricken household will get an additional annual 8 yuan subsidy, that is, I only need to pay 24 yuan. If it is a person with minimum living allowance and five guarantees, it will be fully subsidized, which means that I don't need to pay any additional fees.

The reimbursement limit for participating in residents' medical insurance is 12,

When we visited households, some farmers wondered why the medical insurance payment was increasing every year. We explained that this is because the level of protection is improving every year. This is indeed the case.

in this area, if the general insured person goes to the township hospitals and village clinics for medical treatment, the reimbursement rate of medical expenses within the policy scope is 5%. The expenses incurred in hospitalization, which are within the scope of the policy, will be reimbursed at 7% after deducting the hospitalization deductible.

according to the unified standards of the whole province, the part of medical expenses that exceeds 11, yuan within the policy scope of individual burden of insured residents shall be reimbursed according to the following proportions: 6% of the part of 11, yuan-1, yuan (including 1, yuan); More than 1, yuan will be reimbursed 7%; The maximum reimbursement can be 4, yuan a year.

within the policy scope of personal burden, the reimbursement ratio of medical expenses is: 85% for .55-1, yuan (including 1, yuan), and 95% for more than 1, yuan; There is no capping line for reimbursement of serious illness insurance during the year.

Generally speaking, 1. Those who pay more than 11, yuan (more than 5,5 yuan for poor people) within the scope of medical insurance can be reimbursed for serious illness insurance twice and in proportion.

Take part in the residents' medical insurance, and ensure the special outpatient service

After taking part in the residents' medical insurance, the policies you can enjoy are not only limited to hospitalization, but also special chronic diseases in outpatient service.

In this area, there are 35 kinds of special chronic diseases. For outpatient treatment, 5% of the expenses within the policy scope can also be reimbursed. These special outpatient chronic diseases are common hypertension, diabetes, systemic lupus erythematosus, rheumatoid arthritis, Parkinson's syndrome, liver cirrhosis, bronchial asthma, ankylosing spondylitis, cerebral palsy, autism and so on.

In other words, if you suffer from the above diseases, you can apply for a chronic disease clinic after you declare it, and then you can reimburse 5% of the expenses within the scope of the policy. This allows you to see a doctor, saving time, effort and convenience, and you don't have to go to the hospital every time.

Medical insurance for urban and rural residents is a social security policy, which is full of dry goods. In terms of cost performance, its gold content far exceeds that of commercial insurance.

to put it mildly, if you are insured, as long as you stay in the hospital once, you will return to your original place. If you use serious illness insurance, it is worth the money. However, I still wish you good health and don't use it.