First of all, the yields of Tiantianying and Tiantianbao are different. Tiantianying is a money fund product with relatively high yield, which is usually adjusted with the change of market interest rate. Tiantianbao is a savings product with a relatively low rate of return, which is usually determined by banks according to their own rate of return.
Secondly, the purchase and redemption restrictions are different. There is no limit to the daily subscription and redemption, and investors can operate at any time. Tian tianbao needs to meet certain conditions to redeem, and generally needs to hold it for a period of time to apply for redemption.
In addition, their investment targets and risk levels are also different. Tiantianying mainly invests in money market instruments, such as short-term deposits and bonds, with relatively low risk. Tiantianbao mainly invests in low-risk financial products that can be circulated, such as savings deposits, and the risks are also low.
To sum up, the main differences between Tiantianying and Tiantianbao are the rate of return, purchase and redemption restrictions, investment targets and risk levels. According to your own needs and risk tolerance, choose the financial products that suit you.