Might as well buy another one. At present, the performance of Nuoan Fund Company is poor and its risk control ability is weak. Heavy real estate and banking stocks plummeted, resulting in a sharp drop in the net value of the fund. Internal risk control is not good. Personally, I don't recommend buying such a fund company until it improves internally.

How long this "long-term" is, there is no definite conclusion yet. According to your personal situation, fund companies generally do not charge fund redemption fees for more than three years.

If you want to choose a configuration fund: China Merchants Pioneer, Galaxy Steady, Guangfa Steady, Huaan Configuration, and Morgan Stanley are all in good balance. Stock Morgan has a good advantage.