It is true that Alipay gold is exchanged for physical gold. Alipay's deposit function can be exchanged for physical objects after reaching the goal. The gold saving plan is the function of saving physical gold. Customers can start the fixed investment gold fund by matching the "theme+physical gold" that conforms to the customer system. After saving the target share and completing the gold saving plan, they can choose to exchange the matching physical gold or withdraw the gold share and exchange the physical gold beads, gold medals and so on. And send it to the customer, and pay extra processing fees.