In other words, the wealth management product you bought returned the money and interest to you in advance, but because it was paid in advance, the interest can only be calculated according to the holding time. Early payment means that the cycle of the wealth management products you purchased is 1 year, and the corresponding income and principal can only be obtained after the maturity. Now, the wealth management company pays the income and principal in advance within 1 year.

1, redemption refers to the payment of cash with bills as evidence.

Cash payment is evidenced by bills. This is a payment method for many public enterprises today. In this way, the enterprise does not need to reserve a large amount of money, and the institution that pays cash is transformed into a bank, and the payer receives the cash deposited by the payer in the bank with the bill.

There are many forms of redemption, such as bond redemption, rigid redemption, financial redemption, fund redemption and so on.

2. Rigid redemption means that after the trust product expires, the trust company must distribute the principal and income to investors. When the trust plan can't be paid as scheduled or it is difficult to pay, the trust company needs to handle it at the bottom. In fact, there is no legal requirement for trust companies to make rigid payment in China, which is just an unwritten rule in the trust industry. Real estate trust, government financing trust and other collective fund trust plans and bank-trust cooperative wealth management products are subject to rigid redemption, while securities investment trusts are not bound by this. The original intention of the regulatory authorities to ensure compensation is to promote new business and reassure investors, but also to maintain financial and social stability and prevent trust investment losses from triggering mass incidents.

3. Evergrande Redemption Plan:

1. Cash installment: after maturity, pay 65,438+00% of the above-mentioned "cash installment amount" on the last working day of the due month, and then pay 65,438+00% on the last working day of the third month every three months until the above-mentioned "cash installment amount" is fully paid.

2. Payment of physical assets: Physical assets include houses, apartments and office buildings, shops and parking spaces. In addition, the house is 20% off, the apartment office building is 60% off, and the parking space of the shop is 60% off.

Three. Offset the final payment of house purchase: Investors can use all or part of the "offset amount" to offset the unpaid final payment of any Evergrande real estate house subscribed by themselves or others before 24: 00 on September 12, 2002.