Investors buy bill financing products, become the clients and beneficiaries of the financing plan, and get corresponding financing income at the same time. Simply put, banks use customers' funds to invest in various bill financing products.
Monetary fund is an open-end fund that collects idle social funds, is operated by fund managers and kept by fund custodians. It specializes in investing in low-risk money market instruments, which is different from other types of open-end funds. It has the characteristics of high security, high liquidity, stable income and "quasi-savings".