Enterprise annuity refers to the supplementary old-age insurance system voluntarily established by enterprises and their employees on the basis of participating in basic old-age insurance according to law.
Enterprise annuity is an important supplement to the national basic old-age insurance, and it is the "second pillar" to improve the old-age insurance system for urban workers in China (consisting of basic old-age insurance, enterprise annuity and personal savings old-age insurance).
In countries with modern social insurance system, enterprise annuity has become a common supplementary pension plan for enterprises, also known as "enterprise annuity plan" or "occupational annuity plan", and has become an important part of the old-age insurance system in the host country.
Query method:
1. Enter the bank official website and click "Enterprise Annuity Inquiry" on the right side of the page.
2. Next, click the "Personal Annuity Inquiry" option on the right side of the page.
3. After entering the login page, enter the relevant information truthfully according to the page prompts, and fill in the initial password with the password. The last six digits of the ID card are edited, and different banks may be different. Please consult the bank customer service for details.
4. After logging in, a page will pop up to modify the initial password and verify the mobile phone. Just follow the tips on the page.
5. Next, you can see the payment of individual enterprise annuity, and you can view the balance and payment details.
Withdrawal conditions:
1. When reaching the statutory retirement age, employees can receive it in one lump sum or by stages.
2. Employees who settle abroad can receive it in one lump sum.
3. Employees who lose their ability to work due to illness (disability) may apply for one-time or installment payment.
4. If he dies before retirement, his successor may apply for a one-time payment.
References:
Measures for enterprise annuities-Ministry of Social Security