There is no risk in buying a fund on Alipay platform, but the principal of the fund has certain risks. The fund is not a capital-guaranteed product, and it may lose money. Funds are divided into different types according to investment targets, and the risks are large and small. Investors can choose the right fund according to their risk tolerance.

Investors with low risk tolerance can choose money funds, bond funds and FOF funds, while investors with high risk tolerance can choose hybrid funds, stock funds, index funds and ETF funds.