I. Fund income
1, income of fund management company from operating fund assets. This kind of income mainly comes from interest income, dividend income, capital gains, capital appreciation and so on. After deducting the fund's operating expenses (including administrator's expenses and custodian's expenses), the rest of these proceeds will be used for the distribution of fund securities.
2. Income from fund holders' investment in fund securities. It mainly comes from the distribution of fund income and the bid-ask price difference of fund securities.
Second, extract fund income.
The income of investors investing in funds mainly comes from the difference between the net value of funds and the dividends of funds. Among them, fund dividends are divided into cash dividends and dividend reinvestment. Cash dividend refers to the distribution of dividends to investors in the form of cash, and dividend reinvestment refers to the conversion of distributed cash into shares according to the net capital value and distribution to investors.
If the investor's income from investing in the fund is generated by the difference of the fund's net value, or the fund's dividends are reinvested, the income cannot be taken out separately, and it can only be taken out after the share is redeemed. Of course, investors can also roughly calculate their share according to the valuation and income of the fund, then sell it and take out the income respectively. If the investor's income from investing in the fund is generated by the fund's cash dividend, the cash distributed will be directly transferred to the investor's bank card.
Fund income cannot be directly withdrawn, but investors can partially redeem it. Divide the profit by the net value of the fund to get a number, and then redeem the fund with the share corresponding to this number, which is probably to redeem part of the income. What remains after redemption is the principal. Fund income is the part of fund assets that exceeds their own value in the process of operation. Specifically, fund income includes dividends, bonuses, bond interest, price difference between buying and selling securities, deposit interest and other income.