Official website shows (1) that money funds have the least risk, so to speak, no risk and the least income, which is slightly higher than one-year time deposits, but better than time deposits, that is to say, they can buy when they want, sell when they want, without handling fees, and the funds arrive quickly, which is suitable for investors with low risk tolerance and higher income than short-term time deposits; (2) The bond fund has less risk and less income, but the income in 2008 exceeded the distant time deposit, hoping to avoid risks and surpass the time deposit. I suggest you buy bond funds, such as Bank of Communications to increase profits C (free subscription and redemption, good performance in 2008), Huaxia Bond A/B (Huaxia Fund, fighter in the fund), Guangfa Strong Debt (recommended by institutions), and CCB to increase profits steadily. (3) principal guaranteed fund, which belongs to conservative allocation type, mainly invests in bonds and allocates a small amount of stocks, with low risk. However, I would like to remind you that when purchasing a capital preservation fund, the fund company will promise that the capital preservation will not be guaranteed. Capital preservation funds can only be guaranteed if they are subscribed during the issuance period. If it has been successfully issued or redeemed halfway, it will not break the capital. The risk is lower than that of ordinary stock funds and the income is higher than that of bond funds. Suitable for long-term investors with low risk tolerance. (4) Conservatively allocated funds (commonly known as hybrid funds) mainly invest in stocks and bonds, with low stock positions and high risks. Investors can properly allocate positions and hold them for a long time. The recommended funds include ABN Amro Risk Budget, Bosera Balanced Allocation, Huaxia Return, AIA Growth, Morgan Stanley Resources, CITIC Bonus Selection, Xingye Convertible Bond Fund, BOC China and Huaan Bao Li Allocation.
However, some netizens reported that the funds built online were fake. It just started selling on its own website. There is no legal basis. Just like the stocks established on the Internet, they are deceptive things. If you go to Baidu Post Bar to ask questions about stock funds, you will not only get a positive answer, but will also be deleted. Many people call the CSRC 12386, but Wang Gai is not qualified to sell stocks and funds at all. Regular funds can find the fund code, there is a contract, and the cover network does not.