1. Long-term holding can reduce transaction costs: Long-term holding of funds can reduce the cost of intraday trading. In addition, some fund sales platforms will provide certain discounts for long-term investors, thus further reducing investment costs.

2. Long-term holding can enjoy compound interest effect: long-term holding funds, especially funds with higher returns, can enjoy compound interest effect. Over time, the return on investment will snowball, thus improving the return on investment.