In general, we think there is a limit to holding a fund for a long time. If we hold a fund for a long time and don't take profits, then the annualized income that may be harvested at a large time cost is not very high. But if you hold a fund for a long time, the probability of making money is still great.

First of all, talk about his antonym. How about holding funds in the short term? Obviously, this is not good. If it is a short-term holding fund, the fund company may charge a very high fee ratio, and will also charge a certain fee in the process of buying and selling funds. If it is held for less than 7 days at the time of sale, a fee of 1.5% will be charged. Usually, it is difficult for a fund to maintain a rate of return above 1.5% within 7 days. So if we hold a fund for a short time,

In addition, in the A-share market in the past decade, as long as the active hybrid fund has been held for more than five years, the probability of making money is about 80% or even 90%. However, if you hold the fund for about a month, the probability of making money is less than half, which may mean that you are lucky. If you are lucky, you will earn, and if you are unlucky, you will lose. But if you hold this fund for 10 years, that is, you buy any active hybrid fund in China A-share market at any time in 201/kloc-0 years, this year is 20265438.

So from the above analysis, we can get that it is easier for us to make money by holding a certain fund for a long time, but is it good to hold a fund for a long time? This problem deserves our consideration, because although we hold a certain fund for a long time and have a high probability of making money, we need to pay management fees to the fund company every year. If this 10 year is just a profit, but the profit is too small, then it may not be so cost-effective to lengthen the time period, because it took 10 year to make a profit, but this profit may not be ideal. If the income is not ideal, I think this account will be a little deficit. Although it is right to hold a fund for a long time with a high probability of earning, we should also find a good selling point, because if we don't find a good selling point, it may be a bit uneconomical to lengthen the time period.

Therefore, it is right to hold a fund for a long time, which can guarantee us to make money with high probability. However, if you can't find a good selling point on the basis of long-term holding, then long-term holding may make money, but the annualized income of the money earned seems not cost-effective.