1. Where on earth are you going to buy a fund? You can buy funds through bank counters, online banking, or directly from the website of fund companies.

2. What is the local purchase rate? If you buy at the bank counter, no matter what company funds you want to buy (except currency and bond funds), the rate is generally1.5%; If you buy it in an online bank, the rate may be discounted, depending on which bank and company's fund; If you buy from the fund company's website, the rate is generally 0.6% (except currency and bonds).

I bought it from online banking at first, and then I bought it directly from the website of the fund company.