is a fund product, which cannot be replaced after purchase.

Xingyin Tianlibao is a fund and a value-based wealth management product. The raised funds are invested in products with no less than 8% of creditor's rights assets such as deposits and bonds. Xingyin Wealth Management does not guarantee the principal of this product, nor does it promise any fixed income.

Xing Yin Tian Li Bao is a cash management product issued by Xing Yin Wealth Management Co., Ltd. (a wealth management company wholly owned by Industrial Bank). There is nothing wrong with the product itself, and there is no non-compliance at present. Basically, it is similar to the money fund.