Legal analysis:

Old-age insurance: 2% paid by unit, 8% paid by individual, medical insurance: 7.5% paid by unit, 2% paid by individual, unemployment insurance: 2% paid by unit, 1% paid by individual, industrial injury insurance: .5% paid by unit, no paid by individual, maternity insurance: .9% paid by unit. Units that have real difficulties in paying housing provident fund may apply for reducing the payment ratio or postponing the payment of housing provident fund, but the reduced payment ratio of housing provident fund shall not be less than 5%.

Legal basis:

Social Insurance Law of the People's Republic of China

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, work injury insurance, unemployment insurance and maternity insurance to protect citizens' right to receive material assistance from the state and society in case of old age, illness, work injury, unemployment and maternity.

article 3 the social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be commensurate with the level of economic and social development.

article 4 the people's Republic of China * * * and employers and individuals within the territory of China have the right to inquire about the payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

article 5 the people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance undertakings. The state supports social insurance through preferential tax policies.

article 6 the state exercises strict supervision over social insurance funds. The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds. People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.