Note: ID card, military officer's card (military officer's card and ID card are the same proof), passport and other originals and photocopies. (Both husband and wife are required to support and be present at the same time when getting married)
2. Household registration book (both husband and wife)
Description: home page, home page, personal page, change page (husband and wife and minor children)
3. Proof of marital status
Note: Married persons provide marriage certificates; The divorcee shall provide the original divorce certificate (or judgment and agreement) and a copy of A4 paper.
4. Proof of income (borrower)
Note: issued by the borrower's unit, which needs to be stamped with the seal or official seal of the understanding department, the original
5. Proof of down payment
Description: receipt of deposit and down payment, original Pos card, copy of A4 paper.
6. Original purchase contract
Note: Original
7. Repayment account (name of the buyer)
Note: Copy of savings card (front and back) is opened in the bank branch in the name of the borrower. You need SMS or online banking service when opening a card.
8 proof of payment of social insurance or personal income tax
Note: (1) Customers who are not registered in Beijing must provide the original proof of social insurance or personal income tax payment in Beijing for more than 5 years. (2) Beijing household registration or Beijing residence permit is not required.
9. Evidence of other assets
Description: The original and photocopy of the borrower's family property certificate, vehicle certificate, financial assets (deposits, treasury bonds, stocks, funds), salary card details, education certificate, etc.
10. Revenue flow and other information
Note: The payroll bank card has been running smoothly in the past year (different banks are inconsistent, please consult the bank for details), and it will be more helpful to provide other asset certificates (such as investment certificates of deposits, stocks, funds, insurance, etc.) for loan approval.
1 1.* Business license of the company.
Note: If the borrower is an enterprise legal person, self-employed person or senior manager, it must provide (official seal of the unit, original).
12.* Articles of Association, financial statements of the previous year, and bank statements
Note: If the borrower is an enterprise legal person, self-employed person or senior manager, it must provide (official seal of the unit, original).
13. Other materials required by the bank.
Note: It depends on the specific circumstances of the borrower and spouse.
Note: The above information is the basic information of loans, and there may be inconsistent requirements among banks. Please consult the loan bank for details.