1. If the industrial injury insurance is commercial, it can be purchased by the insurance company, while the industrial injury insurance in social security is paid by the company, and employees do not need to pay it;

2. After the employer is approved to be established, it shall go through the formalities of industrial injury insurance for employees at the social insurance agency. The unit that participates in industrial injury insurance for the first time needs to prepare the original and photocopy of the business license, the original and photocopy of the organization code certificate, the original and photocopy of the corporate ID card, and the labor contract and ID card of all employees of the unit. After the materials are ready, go to the social security bureau to fill in the social insurance registration form, the payroll declaration roster, and pay the employee work injury insurance premium.

Compensation standard of death work injury insurance:

1, the funeral subsidy is the average monthly salary of employees in the overall planning area for six months;

2, dependent relatives pension according to a certain proportion of the wages of employees to provide the main source of income, no ability to work-related death relatives. The standard is spouse 40%, other relatives 30%, old people or orphans 10%. The total approved pension of dependent relatives should not be higher than the salary of employees who died at work. The specific scope of supporting relatives shall be implemented in accordance with the provisions of the administrative department of labor security of the State Council;

3, a one-time work-related death subsidy standard for 48 months to 60 months as a whole the average monthly salary of employees in the last year.

Legal basis: Article 38 of People's Republic of China (PRC) Social Insurance Law.

The following expenses incurred due to work-related injuries shall be paid from the work-related injury insurance fund in accordance with state regulations:

(a) medical expenses and rehabilitation expenses for the treatment of work-related injuries;

(2) Hospitalization food subsidies;

(three) transportation and accommodation expenses for medical treatment outside the overall planning area;

(four) the cost of installing and configuring assistive devices for the disabled;

(five) life can not take care of themselves, confirmed by the labor ability appraisal committee of life care costs;

(6) One-time disability allowance and monthly disability allowance for disabled employees of Grade I to IV;

(seven) the one-time medical subsidy that should be enjoyed when the labor contract is terminated or dissolved;

(8) Funeral grants, dependent relatives' pensions and work-related death grants received by survivors of work-related deaths;

(nine) labor ability appraisal fee.