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Fund, is it worth holding for a long time
Funds make money not by long-term holding, but also by short-term holding.

However, compared with long-term holding, short-term holding can make money, but it attaches great importance to timing. Simply put, short-term holdings can only make money in a bull market. If it is in a bear market, short-term holdings have little chance of making money, and even greater risk of loss.

Long-term holding is easier to make money than short-term holding, because the market will not be in a bear market for a long time, and may return to a bull market in a few years, so the market will return to a bull market, and long-term holding will make money.

However, because investment is risky, long-term holding may not necessarily make money. When faced with the following common risks, it may lose money.

Common risks of fund investment:

1, market exposure risk;

2. Policy risks;

3. Credit risk;

4. Business cycle risk;

5. Risk of yield curve change.

Tips: The above contents are for reference only. Investment is risky, so be cautious when entering the market.

Reply time: 2022-0 1-06. Please refer to the latest business changes announced by Ping An Bank in official website.