I. Current account+product background
The demand of Weizhong Bank is connected with two monetary funds: Guo Jin Zhongying Currency and Huitianfu All-inclusive Currency. The risk level of money fund is low, and the security of demand+is not low from the perspective of product nature.
The issuers of these two products are Guo Jin Fund Management Company and Huitianfu Fund Management Company. Among them, Huitianfu Fund Management Company is an established strength fund company, and Guo Jin Fund Company was established on 20 1 1, which is a formal licensed financial institution. Their products are formal and standardized, and investors can rest assured.
In addition, after Weizhong Bank purchased two money funds of demand+, official website, the corresponding fund company, can find his own fund position record, which shows that he bought formal and legal products; Moreover, there are banks, Tenpay and other institutions as payment channels for funds, and the security of trading funds is also guaranteed.
Second, the current+historical performance
1. National Gold wins all currencies.
In the long run, its return in recent 1 year is 4.24%, ranking 87th among more than 600 money funds.
2. Huitianfu's all-treasure coins
On the whole, the long-term and short-term expected returns of these two money funds are very stable and excellent, which also makes the withdrawal of current+very safe.
First, the product characteristics of demand deposits
1. RMB and various foreign currencies deposit and withdrawal business. Foreign currencies include: US dollar, Euro, Japanese yen, Hong Kong dollar, British pound, Canadian dollar, Australian dollar, Swiss franc, Singapore dollar and Macao dollar;
2. Transfer between oneself and others;
3. Domestic and overseas remittance and automatic entry;
4. The reserved password can be used for deposit and withdrawal.
2. Settlement function of demand deposit
1. Handling and using debit cards;
2. Opening electronic channel services such as telephone banking and online banking;
3. Handling foreign exchange treasure, funds, national debt, insurance, bank-securities transfer, bank-securities connect and other investment and wealth management businesses;
4. Pay wages and endowment insurance;
5. Pay various public utility fees such as telephone, mobile phone, water, electricity and gas;
6.ATM cash withdrawal, merchant consumption, etc.