With the development of society, people's investment awareness is getting stronger and stronger, and many people begin to learn to buy wealth management products, funds, stocks and bonds. Recently, I often heard colleagues say: the fund I bought at CCB clearly showed that the redemption was successful, but it did not arrive. Let's look at this problem together.

Why hasn't the money arrived after CCB successfully redeemed the fund?

Fund redemption funds do not arrive in real time. Under normal circumstances, the fund T+ 1 is traded, and the fund redeemed on the trading day can't be confirmed until the second trading day, and it can't be received in real time after the share is confirmed. Moreover, because the fund is purchased in the bank, the fund company and the bank need to settle the funds, and usually return the funds according to the date of receipt stipulated by the fund company.

What is the specific arrival time?

Generally speaking, different types of funds redeemed in CCB have different arrival times, as shown in the following figure:

1 The redemption time of equity funds is generally T+4 working days.

Monetary funds are generally T+2 working days.

3QDII is generally T+ 10 working days.

In addition, it should be noted that when the trading time of the fund trading open day is between 9:30- 15, T is the trading day; If it is not within this range, T is the latest fund trading open day after trading. If the investor's savings account is in an abnormal state such as sleeping, it may lead to the inability to receive redemption funds, so it is necessary to bring an ID card to the bank outlet for consultation.