There will always be a part of Alipay's balance treasure that has not been frozen. Yu 'ebao clearly shows a lot of total assets (in fact, it is 100 yuan), but once you click Transfer to prepare for withdrawal, the amount will shrink, and there will always be some funds that cannot be raised. This situation is the freezing of funds.
I. Yu 'ebao is a balance appreciation service and demand fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao. Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China. 2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.
Second, compared with various online lending platforms, Yu 'ebao is still relatively safe. Judging from the products accessed, Yu 'ebao initially accessed Tian Hong Monetary Fund. But later, it connected many money fund products, such as Central Europe, Bosera, Nuoan, Jing Shun, Guangfa, Cathay Pacific and so on. Therefore, many users may question its security. In fact, this aspect is worrying.
1. In essence, these funds newly accessed by Yu 'ebao belong to the category of the Monetary Fund. Friends who know the money fund know that it is a low-risk fund. The main investment targets are government bonds, central bank bills, corporate bonds and other securities, with high security and extremely low default probability. Moreover, in the entire money fund market, such funds have never suffered losses. So these products are quite reliable.
2. Before accessing Yu 'ebao, these funds have been screened by the government. So users don't need to worry too much about the background of fund companies. Like many p2p platforms, Yu 'ebao will not have lightning explosions or run away with money. So this product is quite trustworthy.
Operating environment: oppo Reno 5prov11.1AliPay app 10.2.38.