Some people may think that the current stock market is over and they can no longer make stock-related investments or fund investments. There is some truth in this idea, but in fact, the best time to plant a tree is 10 years ago, followed by now. It's never too late to invest in funds. Let me explain it in detail from the following points.

First, it may be a slow bull or a bear market.

This market started in the first half of 2020 and has lasted for one and a half years now. No one knows whether the bull market has ended and is heading for a bear market. Some people think that it may be a slow bull market now, because it may be a structural bull market. It is precisely because there are certain investment differences now that many people are entangled in whether it is not suitable for fund investment now.

Second, fund investment can be done at any time.

This truth is actually very simple. The fund itself is a relatively stable investment means, which needs to be based on years. Even if the market is at a high level now, you can share the cost through long-term fixed investment. If it is structural adjustment now, we will not miss the market. Personally, I think that as long as you have the patience to make long-term investments or hold them for a long time, now is a very suitable time to start investing in funds. In other words, long-term timing may be better than short-term timing.

Third, you can also participate in a small scale.

For the current market, because no one can accurately predict the market, no one can give you an accurate answer. If you don't want to miss the market, you can start to open a position now and participate in it through light warehouse holding. If you are a novice investor, I suggest you hold a relatively stable index fund or bond fund. Although the comprehensive rate of return of these funds is not so high, the highest recovery rate will not be particularly high, and it is still relatively friendly to novices.