From the perspective of investment volatility, index funds are suitable for regular fixed investment. As a passive investment tool, index fund is a typical product that depends on the weather, and its indexed investment income strictly follows the market fluctuation. This highly volatile investment product can reduce the risk through regular fixed investment, and the effect of fixed investment is the best. However, other investment tools with low volatility, such as bond funds and money market funds, can not give full play to the advantages of fixed-term investment, and their long-term investment income is not attractive.
From the perspective of investment discipline, index funds are also suitable for regular fixed investment. The purpose of regular fixed investment is to avoid chasing up and down through the discipline of investment timing. Compared with the securities selection discipline, index fund is the strongest fund product in the investment discipline, and it constructs the investment portfolio strictly according to the target index. Combining regular fixed investment with index funds can strictly enforce investment discipline from two aspects: timing and securities selection, and achieve complementary investment effects. Other active investment products (such as actively managed stock funds) are greatly influenced by the subjective investment management of fund managers, and the stock position may be relatively low at the low point of the market, which can not achieve the effect of diluting the investment cost.
Index funds have stable long-term returns and are investment tools to share economic growth.
It is very important to buy a fund and choose a formal institution. Zhongsheng Fortune is a company approved by China Securities Regulatory Commission, which can independently sell funds, 1 1,000 funds, you can choose.