For beginners, it is very confusing when choosing funds, because there are many types of funds, and there are many funds under each category. So how do novices choose high-quality funds? Choose from what aspects? We have prepared relevant contents for your reference.

1, the long-term performance of the fund

Looking at the long-term performance of the fund, some people look at the performance of the fund in the past week, but can't see the long-term growth trend and stability of the performance of the fund. So when looking at funds, they should pay attention to the long-term performance of funds, such as the past six months, the past year, the past two years, the past three years and so on. When choosing a fund, try to choose the fund with the highest long-term performance.

However, there is one thing to note. Although it is said that we should choose a fund with excellent performance in the past, if it is a fund that has been rising continuously in the past month or week, and it has risen very well, we should pay attention to the risk that the fund may fall, because the fund is a fluctuating product, unless it is a pure debt fund or a money fund, most other fund types have ups and downs, and will not always rise and fall.

2. Both risks and benefits should be considered.

When choosing a fund, you should consider the risks and benefits and find the fund that suits you best. For example, if you don't have a lot of money, and you are an ordinary office worker, you don't have much money, then you should consider that you can't take great risks at this time. It is generally recommended to be a money fund or a pure debt fund.

Because I don't have much money, if I choose a high-risk fund type, the loss will be even greater. Therefore, it is generally recommended to focus on stable funds. Although I don't earn much, I will gain a lot.