There are certain risks. Although fixed income+fund is a relatively stable fund, any fund has certain risks. Fixed income plus fund is not a fund product, but an investment strategy. Fixed income is mainly invested in wealth management, bonds and other products, generally accounting for 70% of the investment. Fund refers to the part that increases income, which is the main investment fund product, generally accounting for 30% of investment.

What is the use of increasing funds?

1. The investment cycle is short. Generally, the investment period of fixed-income funds is mostly 1-2 years, which is 5-7 years or even as high as 10 years compared with pure equity investment funds, so it has good liquidity for investors.

2. The return is relatively high. Compared with the fixed income products of banks and financial institutions, the yield is higher. Pure equity investment has no fixed income expectation, long cycle and many uncertain factors.

3. Low investment risk. Fixed income investment focuses on the short-term growth of the invested object, not the future growth, and has strong performance visibility. Moreover, as a financial investment, there are perfect risk protection measures such as mortgage, pledge and guarantee, and the risk is very low.