If you are a novice, the first strong recommendation is wide fingers.
First, because people don't know a certain industry, they don't have time to study a certain industry. Under such circumstances, the investment industry index is more or less a gamble.
Because the industry index can only represent one industry, if there are some unfavorable factors in this industry, it will have a great impact.
Second, we must "believe in the national luck."
Wide indexes, such as Shanghai and Shenzhen 300 Index and Shanghai 500 Index, select the top 800 players from Shanghai Stock Exchange and Shenzhen Stock Exchange for tracking through certain rules.
It can be said that they mean the leader of China's economic development, and buying them is largely to support the national movement.
I believe that from the development trend in recent decades, you can also feel the development speed of China.
Therefore, if you want to catch a ride on the development of the country, widening your fingers is a very good choice.
Daglio, CEO of Lianqiao Water Fund, said, "If you are the manager of the world market, ignoring China today may be the biggest failure in your career. 」
Third, "the risk of finger width is small."
Because broad refers to diversified investment in several industries and multiple stocks. The daily limit of a company's stock will only be a ripple in the whole market. For the vast majority of people, investing in a project still follows the principle of "staying away from individual stocks and sharing investment". In fact, this is a more objective choice. For the wide index, you can open positions in the CSI 300 and CSI 500 according to the ratio of 7:3. Interested in industry index and strategy index, you can add some as an aid.
2. Cooperate with giants
On various fund platforms, there are many technical and professional investment and wealth management giants who will make fund portfolios. Their fund portfolio is an "index fund portfolio" selected according to a certain style. For example, the long-term win-win combination of the platform, the A combination of the egg roll fund, the combination of bank screws and so on.
The advantage of this portfolio is that it does not charge extra fees, and all the fees are built-in fees of stock funds. In addition, the founder of the portfolio will use his own work experience to choose the industry and choose the time. But different combinations of design styles will lead to different indexes.
The more radical the combination, the greater the risk of choice. A more stable portfolio will choose a wide range of equity funds.
Choose to follow the combination of giants, you don't have to compare the indexes of various industries yourself, and you don't have to choose the time yourself. In addition, when the combination changes, today's platform software prompts you to follow the car with one button, which is very convenient.
3. Summary
Generally speaking, for beginners, wide index stock funds are a very good choice, and you can consider "allocating CSI 300 and CSI 500 in a ratio of 7:3". Secondly, some people who want to choose timing or industry index, but don't have much time, can choose a fund portfolio with investment giants.