The first trick: don't follow the trend.
Some people just follow the trend and buy funds. When they see what others buy to make money, they buy funds themselves, and they know nothing about funds. In fact, when buying a fund, buying the same fund in different places can make money and lose money.
For example, investor A bought a fund, redeemed it after making money, and told investor B that the fund could make money, so investor B bought it. But at present, the fund is at the highest point, and the fund continues to fall, so investor B will suffer serious losses. However, because the fund has gone up a lot before, its past performance is still positive, but the income of investor B buying the fund is negative.
The second measure: the fund will vote.
Short-term holding of funds, the fund's fluctuations are relatively large. If it is the long-term holding and fixed investment of the fund, the risk of the fund can be dispersed, because the fixed investment of the fund belongs to batch admission, which can achieve the effect of cost sharing. The famous smile curve means taking advantage of fund fluctuations to earn income. Secondly, the fixed investment of the fund belongs to regular fixed investment, which is more convenient and labor-saving. Just pay attention to the risk of the fund, and occasionally need to pay attention to the situation of the fund.