Maternity insurance is a social insurance system in which the state and society provide medical services, maternity allowance and maternity leave when female workers temporarily stop working due to pregnancy and childbirth. Maternity insurance benefits in China mainly include two items. One is maternity allowance, and the other is maternity medical reimbursement. The maternity allowance shall be borne by the employer in full, and the individual shall not bear the expenses. I asked about the scope of reimbursement, not insurance. I understand everything you said. I hope you can read the question clearly before you answer it. That's right, because maternity insurance can't be paid for employees in the name of individuals, but in the name of the unit, so the reimbursement of maternity insurance and the collection of reimbursement expenses must be done by the unit in the future. There are two main points that need the assistance of the unit: first, fill out the reimbursement application form, and you must have the seal certificate of the unit that helps you pay the maternity insurance premium; The other is the reimbursement fee. The social security center will call your company's bank account, so you have to collect this fee through the company. You can communicate well with unit leaders or colleagues who handle related business in advance. It's not a big problem, hehe On the other hand, when you apply for reimbursement, you should make sure that the social security is still being paid. Unemployment insurance (urban enterprises and institutions pay unemployment insurance premium according to 2% of their total wages, and employees pay unemployment insurance premium according to 1% of their wages), industrial injury insurance and maternity insurance are not paid by individuals, and industrial injury insurance is controlled at around 1% in principle, and maternity insurance does not exceed 1% of their total wages, which refers to the maternity medical expenses incurred by employers and employees themselves for the birth of female employees. The specific process is as follows: 3. Summary of application for basic pension, work injury and maternity insurance for enterprise employees. 10, receipt. You can complain to the labor arbitration commission. According to Article 63 of the Social Insurance Law, if the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement. Employees should participate in work-related injury insurance, and employers and employees should jointly pay work-related injury insurance premiums. This sentence is wrong. According to the Regulations on Work-related Injury Insurance, the employer shall pay the work-related injury insurance premium on time. Individual employees do not pay work-related injury insurance premiums. The amount of work-related injury insurance paid by the employer is the result of multiplying the total wages of employees by the unit payment rate. The employer shall publicize the relevant information about participating in work-related injury insurance in the unit. When a worker suffers a work-related injury, the employer shall take measures to help the worker get timely treatment. Where the employing unit is divided, merged or transferred, the successor unit shall bear the industrial injury insurance liability of the original employing unit; If the employer has participated in work-related injury insurance, the successor unit shall go to the local agency to register the change of work-related injury insurance; Where the employing unit conducts contracted operation, the responsibility for work-related injury insurance shall be borne by the unit where the employee's labor relations are located.