Generally speaking, the fixed investment of the fund belongs to long-term investment. It is suggested that the fixed investment time should be 1-3 years, and a certain profit-taking point should be set. If there is a loss, continue to vote, and the stock market will generally rise after 3-5 years. After reaching the income target, you can take profits in one lump sum or in batches, thus ensuring that you can get a higher rate of return.

In the process of fixed investment, investors can use the Shanghai Composite Index as a measure. For example, if the Shanghai Composite Index is below 3,000 points, they can start to insist on fixed investment every week or every day. When the Shanghai Composite Index reaches 3500 points, they can suspend their fixed investment, take profits in batches on rallies and sell on rallies.

Extended data

Fixed-term investment funds only need investors to go through the one-time formalities at the fund agency, and then they will automatically deduct the subscription for each period, usually on a monthly basis, but there are also other time limits such as semi-monthly and quarterly as regular units.

In contrast, buying a fund by yourself requires investors to go through the formalities in person at the agency every time. Therefore, the fixed investment fund is also called "lazy financial management", which fully embodies its convenient characteristics.

After handling the fixed investment of the fund, the institution will automatically withhold the corresponding fund subscription funds on each fixed day. Investors only need to ensure that there are enough funds in the bank card, which saves time and energy to go to banks or other institutions.