ICBC credit card points exchange method:
1。 Redeem through ICBC app. Log in to ICBC app, and then find "Hui Life" at the bottom of the page, and then find "Points Exchange Mall" in the page. After entering, select the goods you like, click Buy, and choose to submit the order with points on the order page.
2。 Redemption through ICBC online banking. Log in to ICBC's online banking, and then enter ICBC's mall. Search for points in the search bar, and the goods that can be exchanged with points will be displayed. Then choose the product you like and submit the order.
I. Credit Card Points Rules of Industrial and Commercial Bank of China
The rules for redeeming credit card points vary from bank to bank. ICBC credit card points accumulation rules: When a cardholder uses a credit card for consumption business, points will be accumulated according to the standard of consumption 1 meta-product 1. Transactions handled through online banking of Industrial and Commercial Bank of China do not earn points. Some offline consumption, such as real estate, automobile sales, wholesale, public hospitals, public schools and other projects, will not accumulate. The validity period of a credit card is generally personal comprehensive points, and the validity period is up to five years (65438+ 10 1 to 65438+February 3 1 per year).
Two. ICBC Platinum Credit Card Free Annual Fee Policy
Although the annual fee of ICBC Platinum Credit Card is expensive, there is also a corresponding annual fee-free policy, which is particularly good for ICBC's detailed division.
1. As long as it is a UnionPay standard platinum card (except UnionPay Zunshang Platinum Card, Dual-core Combination Platinum Card and UnionPay Multi-currency Platinum Card), the annual fee will be charged at 10%.
2. In the card-using year, ICBC Platinum Card customers can reduce the annual fees of the main card and the auxiliary card for the current year, regardless of whether the accumulated credit card consumption in that year or the account amount reaches 200,000 yuan or the equivalent.
3. ICBC Platinum Card customers can enjoy the permanent annual fee-free discount for the main and auxiliary cards regardless of the accumulated consumption of RMB or account of RMB 4 million or its equivalent.
3. What is the annual fee of ICBC Platinum Credit Card?
1. The annual fee for most platinum credit cards of ICBC is 2000 yuan per year, and the annual fee for supplementary cards is 1000 yuan;
2. ICBC Express Centurion Platinum Card is 3,600 yuan per year for the main card, and the annual fee is free for the auxiliary card.
3. The main card of ICBC Express Centurion Black Gold Card is18,000 yuan per year, and the secondary card is free of annual fee.
Operating environment: mobile phone model: oppo Reno 45 GPD PM 0；; China Industrial and Commercial Bank; Version: 5.6.0
How to exchange credit card points of ICBC?
ICBC Credit Card Points Redemption Process:
(1), the cardholder must bring his/her ID card and Peony Credit Card (the agent's ID card and cardholder's ID card are required for agency) to the designated business outlets to apply for redemption of points and gifts;
(2) The cardholder now inquires about the credit card points, selects the corresponding gifts according to the points, and fills in the redemption application form;
(3) The counter handling personnel of the business outlets shall redeem points according to the cardholder's redemption application;
(4) If the gift selected by the cardholder can be collected at the business outlet, the cardholder can collect it in real time; If the selected gift can only be mailed, ICBC will send the bonus gift selected by the cardholder in a unified way;
(5) If the selected gift has been redeemed, the customer can choose other gifts for redemption.
It should be reminded that ICBC cancelled the redemption of points at the end of 20 13 and switched to other platforms.
China Industrial and Commercial Bank Credit Card Points Accumulation and Redemption Guide
One,
China Industrial and Commercial Bank Credit Card Points Accumulation Rules
Second,
China Industrial and Commercial Bank Credit Card Points Exchange Rules
Third,
China Industrial and Commercial Bank Credit Card Points Validity Period
China Industrial and Commercial Bank Credit Card Points Accumulation Rules
First, ICBC credit card points accumulation rules
ICBC credit card users spend 1 RMB 1 min, HK 1 min, USD 1 min, 8 points, excluding 1 min or less.
Two, the following transactions do not accumulate points.
1. Wholesale transactions: such as tobacco, beer, building materials wholesale, computer mall, etc.
2. Transfer transactions: such as loan deduction, automatic transfer of utilities, transfer transactions for purchasing securities or funds, insurance withholding, etc.
3. Professional transactions: such as hospital payment, provident fund payment, tax payment, school payment, insurance payment, real estate sales, automobile sales, online transactions, auction pawn, etc.
4. Stored value transactions: such as fuel card recharge, telephone recharge, prepaid recharge, etc.
5. Other transactions that should not accumulate points will not accumulate points.
ICBC has the final decision on whether the transaction accumulates points.
China Industrial and Commercial Bank Credit Card Points Exchange Rules
I. Rules for redemption mileage of credit card points of ICBC
Two. Icbc credit card points exchange method
1. Log in to personal online banking to redeem ICBC credit card points.
(1), the cardholder logs into the personal online bank of China Industrial and Commercial Bank;
(2) Select Customer Service-Points Management-Points Redemption-Gift in kind-Select "Credit Card Points-I want to redeem"-and enter the redemption interface;
(3) Select the gift and quantity to be redeemed. If the points match, the sending interface will pop up. You can choose the default mailing address or re-enter the mailing address and postal code (note: please enter the correct contact number in the address bar to send the gift effectively);
(4) After the redemption is completed, the credit card points of customers are deducted in real time, and a redemption document is generated;
2. Redeem ICBC credit card points at designated business outlets.
(1), the cardholder must bring his/her ID card and Peony Credit Card (the agent's ID card and cardholder's ID card are required for agency) to the designated business outlets to apply for redemption of points and gifts;
(2) The cardholder now inquires about the credit card points, selects the corresponding gifts according to the points, and fills in the redemption application form;
(3) The counter handling personnel of the business outlets shall redeem points according to the cardholder's redemption application;
(4) If the gift selected by the cardholder can be collected at the business outlet, the cardholder can collect it in real time; If the selected gift can only be mailed, ICBC will send the bonus gift selected by the cardholder in a unified way;
(5) If the selected gift has been redeemed, the customer can choose other gifts for redemption.
Three. Provisions of China Industrial and Commercial Bank on Redemption Mileage of Credit Card Points
1. ICBC credit card points can only be redeemed by airline members themselves. Cardholders who apply for redemption must first become club members of the relevant airlines and provide membership cards. Once the exchange application is accepted, it may not be changed or cancelled.
2. The airline will deposit the approved air miles into the member account within 10~ 15 working days. Please refer to and abide by the terms and regulations of service published by the airline for the validity period and usage method of redeeming air miles, and we will not be responsible for any disputes related to this.
3. Only ICBC's credit card points can be redeemed, and joint points do not participate in redemption activities. The air mileage is limited, and the personal income tax expenses involved in the activity shall be borne by the cardholder.
China Industrial and Commercial Bank Credit Card Points Validity Period
1. The validity period of credit card points of China Industrial and Commercial Bank.
ICBC's credit card points are valid for 2 years. When the majority of card friends accumulate credit card points for their favorite gifts, don't ignore the important factor of the validity period of credit card points, otherwise their hard-earned points will be "zero", which is not worth the candle.
For example, Miss Xu applied for ICBC Peony Mango Credit Card in May 2009, and the card will expire on May 3, 20 12. According to the validity period of credit card points of ICBC, the accumulated credit balance of this card in May of 20 1 1 year is 1000000. If Miss Xu has not spent the points in this credit card before 20 1 1, the points in this card will be 20 1 1.
Two. Provisions of China Industrial and Commercial Bank on the Validity Period of Credit Card Points
The validity period of ICBC credit card points is the period of value-added functions given by banks to encourage cardholders to use credit cards. During the validity period, points accumulated to a certain amount can be exchanged for corresponding gifts or other services. However, if you want to exchange attractive gifts, you must first understand the validity period of credit card points to avoid the embarrassment of clearing them when they expire, otherwise the points and gifts will be empty.
If you apply for both the main card and the auxiliary card of the same ICBC credit card, the points of the main card and the auxiliary card will be calculated under the main card account, which will make your points increase faster. Moreover, the points between different cards you apply for can also be combined, and you can swipe any card you want, and the points are also accumulated.
Air khaki credit card points are calculated separately and cannot be combined with other credit card points. Please visit the website of China Industrial and Commercial Bank for details.
How to exchange ICBC credit card points for goods?
First, the network exchange:
Gifts below 1 and 30000 points can be redeemed directly by credit card holders at the designated outlets of the local industrial and commercial bank and collected on the spot.
2. Credit card holders can register and redeem gifts with points above 30,000 (inclusive) at the designated outlets of local ICBC, and within 1 month, the gift supplier designated by ICBC will deliver the gifts to the place designated by the applicant.
Two. Online banking transactions:
1. Find "Credit Card" in the product column and go to the credit card center webpage.
2. Click "Redeem Points".
Third, customer service telephone exchange:
Credit card holders call ICBC at 95588- select 1 (Chinese service)-select 9 (manual service) and directly ask the customer service staff to redeem credit card points.
Extended data
ICBC credit card users spend 1 RMB 1 min, HK 1 min, USD 1 min, 8 points, excluding 1 min or less.
The following transactions do not accumulate points:
1. Wholesale transactions: such as tobacco, beer, building materials wholesale, computer mall, etc.
2. Transfer transactions: such as loan deduction, automatic transfer of utilities, transfer transactions for purchasing securities or funds, insurance withholding, etc.
3. Professional transactions: such as hospital payment, provident fund payment, tax payment, school payment, insurance payment, real estate sales, automobile sales, online transactions, auction pawn, etc.
China Industrial and Commercial Bank official website-points exchange
Let's stop here for the introduction of credit card points redemption of ICBC.