hot topic: how do wage earners manage their finances? Overview of the most comprehensive financial management strategy
Hot topic introduction: How to manage money for 2, yuan with the largest annualized expected return? A list of the most comprehensive financial management strategies
How to manage money after p>9?
the preferred online loan P2P online loan is a new "person to person" financial management model. Online lending companies provide a platform to match borrowers and borrowers, and borrowers can generally get high expected annualized expected returns of about 6%-8%. Secondly, the investment threshold of P2P online loan is several hundred yuan to several thousand yuan, which is also more suitable for the post-9 s generation financial management. But the main risk of this type of investment is that the platform runs away.
The second Internet financing method, bill financing, is also a newly-developed Internet financing product this year. Some small and medium-sized enterprises use the bills promised by banks as collateral, and then sell bill financing products to investors through online platforms. After the expiration, the repayment source of the product is the funds paid by the bank, so it is called "zero risk". The risk of this project is fake bills or bank failures.
The risk of money funds (such as Yu 'ebao) is directly proportional to the expected annualized expected return. If you want to be safe, you will definitely not be able to expect high annualized expected return. According to the concept of the post-9s generation, in fact, it is nothing more than a wealth management product that wants to protect the capital with high interest rates and a low starting point. To be honest, most wealth management products in banks can't be done. Basically, all kinds of money funds are left to meet the requirements. We already know something about how to manage money after the 9s. Another point is that the 9s need to pay attention to increasing revenue and reducing expenditure. Otherwise, even if they manage money, they may not have any expected annualized expected income, because the expenses are too high. What do you think?