1. At present, the existing state-owned banks in China include China Construction Bank, Industrial and Commercial Bank, Bank of China, Agricultural Bank and Bank of Communications, and Industrial Bank is a private holding bank.
2. Industrial Bank is a private joint-stock commercial bank, which is privately owned and operated, so it is a private enterprise. As we know, China Construction Bank, Industrial and Commercial Bank of China, China Bank, Agricultural Bank and Bank of Communications are all state-owned joint-stock commercial banks, that is, banks controlled by the state. Such banks will be called state-owned enterprises.
No matter whether the bank is a state-owned enterprise or a private enterprise, its deposits are protected by the Deposit Insurance Ordinance. So as long as the deposit is less than 500 thousand, customers can rest assured in the bank.
Brief introduction of Industrial Bank
1. Industrial Bank Co., Ltd. was established in August 1988. It is one of the first joint-stock commercial banks in Chinese mainland approved by People's Bank of China, People's Bank of the State Council and People's Bank of China. Its head office is located in Fuzhou, Fujian Province, and it was listed on the Shanghai Stock Exchange on February 5, 2007 (stock code: 60 1 166).
2. Since its opening more than 20 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service and common growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was RMB 65,438+02.86, an increase of 22.6 1% compared with the beginning of the year.
3. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Branches of 108 and 1435 have been established in major cities in China.
4. It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body and covering trust, leasing, funds, securities, consumer finance, futures and asset management. As the first and only "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.