Open-end net worth wealth management product refers to a wealth management product with no expected income and no investment period, which users can purchase and redeem at any time, generally referring to funds. Net-worth funds will face certain risks when investing, and there may be losses in the investment process. Different fund types face different risks when investing.

Funds should have relevant knowledge when investing in peacetime, such as the classification of funds and the risks faced by different types of funds. When users invest in funds, it is best to choose the risks they can bear to avoid excessive risks and subsequent losses.

When investing in funds, users can adopt the method of fixed investment, that is, users can buy funds regularly, and the cost of holding funds can be reduced through long-term holding, and then they can get good returns after the funds rise, but they should sell them in time after the funds rise, so as to ensure their own returns.

It should be noted that it takes a long time for users to use the fixed investment method when investing in funds, and it is difficult to see the benefits in the short term. At the same time, the use of fixed investment does not guarantee that the fund will be profitable, and it is very likely that there will be losses. Investment funds must use their own spare money.