The value is higher than the price, and it is worth buying (the content is for reference only)
I. 1. Fund company
Funds are directly issued and managed by fund companies, and can be directly purchased through fund companies. Generally, this method will be cheaper than other methods, because there is no other middleman to earn the difference, and the subscription fee can naturally be the most favorable. But buying from fund companies also has a disadvantage, that is, fund companies only issue their own products, so the products will be relatively simple.
2. Consignment bank
Banks are the earliest fund institutions. In the past, many people liked to buy funds in banks, because banks have always been very reliable and safe in everyone's mind. But the bank only acts as a commission agent, and the fund you buy has nothing to do with the bank itself, nor is it issued by the bank. Most importantly, banks buy funds more expensive than other channels, and there is no discount.
3. Securities companies
Securities companies can buy funds through securities accounts opened in securities companies, and can directly search and buy them just like buying stocks. However, when buying a fund in a securities company, the subscription fee will be much cheaper than the bank channel, and there is also the temptation of discount. But you need to open a securities account. There are many such platform industries, such as Cai Dong, Huatai and Snowball, which are well-known securities companies.
2. 1, fund company purchase: users can purchase funds directly at the fund company counter or the securities business department;
2. Bank purchase: Users can also purchase funds through bank investment. For example, they can buy funds through bank outlets, mobile banking, online banking and telephone.
3. Third-party platform purchase: Users can also use their mobile phones to purchase funds on some fund-related apps.
Precautions for purchasing funds:
1, when choosing a fund, you can't be greedy and cheap: when choosing a fund, you can't just look at the cheap price;
2. The new fund is not necessarily a good fund: the price of the newly listed new fund will be lower. In fact, the factors of the new fund are uncertain and the risks are relatively large;
3. Buying a fund depends on the strength of the company: buying a fund depends on the strength of the fund company, how long it has been in business, the company's economic situation and development momentum in advance;
4. Look at the level of the fund manager: buying a fund must look at the financial management ability and level of the fund manager, because an excellent fund manager can properly judge and handle the future operation of the fund and strive to bring more benefits to investors.