When the certificate expires, you will be prompted that the signature verification failed and the online banking cannot be used normally. If the ukey certificate expires, online banking cannot transfer payment. You can bring your valid ID card and open the bank card and U shield of online banking at any business outlet in the country to update your certificate.

Usbkey certificate is used when users log in to the online banking system, which provides the whole process of security for users to use online banking. After the user completes the formalities of applying for online banking at the bank registration outlet, the service personnel will make a password envelope for the user, which contains the reference number and authorization code of the download certificate, and then download the online banking certificate with the password envelope.