REIT has certain risks in the short term, but for long-term investors, the risk is small and the income is more stable, so investors can not only get a slice of the booming real estate market. It can also spread risks reasonably and effectively. At present, the real estate market at home and abroad is on the rise, which is a good investment opportunity. In fact, there are four overseas-linked REITS in China and a dozen Hong Kong stocks. Among REITS, six have invested in mainland real estate, all of which are located in the core first-and second-tier cities.

Generally speaking, his dividend is also very good, with a yield of 7.4% last year and 7.7% the year before. Ling Zhan (00823) is the largest REITS in Hong Kong, with two properties in the mainland, the western center of Beijing and the commercial community in Shanghai, and Kaiyuan Industrial Trust (0 1275), which owns seven hotels, all of which are in the mainland, and is the name of Kaiyuan.

It is very convenient for Alipay to pay utilities, fixed telephone fees, broadband fees and property fees, covering many online and offline scenes, and the user experience is very good. The annualized rate of return is 3.8%, which is higher than demand deposits and time deposits. Why not choose? Credit cards have a 50-day interest-free period. Why not use 50 days? Large credit cards can also be used as emergency reserves. In order to grab the user market, we pay points with credit cards and occasionally double our profits.

Many people may say that if there is 6.5438+million yuan, the first one is to find a bigger bank, and you can get 4.3-4.5% interest directly in the diamond VIP, which is absolutely safe and has an annual income of 430,000-450,000. Medium-sized companies earn a lot of money at the middle level. Many people have been working hard all their lives, but they just can't get into the middle class. They can't afford 450 thousand.