How do ordinary people buy funds better? When buying a fund, you need to consider your ability to take risks. For example, if your ability to take risks is not strong, then don't consider high-risk fund types and give priority to low-risk fund types.

Just like the money fund, the possibility of loss is relatively small, the income is relatively stable and the liquidity is relatively good. It usually arrives at T+ 1, and the arrival time is relatively fast.

Then if you want to pursue high returns, you can give priority to stock funds, which are funds that invest in stocks, so the risks are relatively large and the fund fluctuations are relatively large. When the fund market is better, you can make more money.

In addition, index funds, hybrid funds, ETF funds, etc. They are also relatively risky, so when buying high-risk fund types, we should also consider our own risk tolerance. Don't buy all the funds when you buy them, because this is too concentrated. If you have a good risk tolerance, you can consider investing a small amount of money.

When investing in funds, you can invest in the form of fixed investment, because fixed investment can reduce risks to a certain extent, but it should be noted that the premise is to choose the right fund. If you don't choose the right fund, you will also lose money.