China Bank's salary wallet currency is a monetary fund, which belongs to a low-risk fund. Its seven-day annualized expected rate of return is 3. 19%. According to the trading rules, this money fund can inquire about the expected return on the day of buying T+2, and can be redeemed on the day of taking out T+ 1.
Is it safe for China Bank to pay for wallets?
I. Compliance of China Bank's Salary Wallet
Bank of China salary wallet is a monetary fund issued by Bank of China Fund Company. Monetary funds are invested and managed by fund companies, and fund assets are managed by fund custodians (usually banks). Money funds, like stocks and bank wealth management, are formal investment products, and the products are legal and compliant, unlike P2P, which always runs away.
Second, the principal security of BOC's salary wallet
The currency risk of BOC's salary wallet is relatively low, similar to Yu 'ebao. The main investment directions of money funds are government bonds, central bank bills, bank agreement deposits, interbank deposit certificates and short-term interest rate bonds. These investment products are relatively safe, and there is basically no problem with the principal.
Third, the expected income security of BOC salary wallet
The expected 7-day annualized income of BOC salary wallet currency is 3. 19%, which is a high level among similar products. Judging from the historical expected income, the performance of BOC salary wallet has been excellent, and the expected income is relatively stable.
Summary: BOC Wage Wallet is a relatively safe monetary fund. Although fast redemption is not supported, the expected rate of return is high, and users who do not meet the expected return of Yu 'ebao can consider it appropriately.
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