With the rapid development of society, there are corresponding welfare policies for workers. Many employers will buy social security for their employees. The social security card account has a personal account balance, and the other part is the overall amount. 1. How to use social security card 1 to check personal account balance? Enter "China Social Security Network" in the search window, and click the query entry; 2. After entering China Social Security Network, click "Social Security Query" at the bottom of the search box in the upper left corner; 3. Enter the region selection page, select and click the location of the social security account to be queried, and take Beijing as an example, and click "Beijing"; 4. After entering, choose to click on the personal social security insurance inquiry website entrance; 5. Enter the correct information and log in to check the balance of personal account. 2. Who pays the social security personal account and works in the employer? Social security is paid jointly by individuals and employers. If you don't work in the employer but need to pay social security, the social security shall be paid by the individual himself. The balance of social security personal account is all formed by individual contributions, and the unit contributions are recorded in the overall account. According to the provisions of Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employer shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. 3. How to calculate the social security personal account balance pension = (average monthly salary of employees in the province last year+average monthly payment salary of myself) ÷2× payment period × 1% = average monthly salary of employees in the province last year (1+ average payment index of myself) ÷2× payment period × 1%. Individual endowment insurance is paid according to 20% of the payment base, of which 12% of the payment base is included in the overall account and 8% of the payment base is included in the personal account. After retirement, the calculation of pension amount is also divided into two parts. Part of it is calculated from the overall account, which is the basic pension; The other part is calculated from the personal account, which is the personal account pension. The basic old-age insurance premium is shared by enterprises and individual employees: enterprises pay a certain proportion of the total average monthly salary of employees in the previous year (19% in Beijing, which may be different in other cities), and individual employees pay a certain proportion of the average monthly salary of employees in the previous year (generally 8%). Urban individual industrial and commercial households, flexible employees and laid-off workers from state-owned enterprises who participate in the basic old-age insurance in their personal capacity shall pay the basic old-age insurance premium at a rate of 20% based on the average social wage in the province where they are located, and all of them shall be borne by themselves.

Legal objectivity:

People's Republic of China (PRC) Social Insurance Law Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.