No matter whether you are talking about domestic banks or domestic banks, unless otherwise specified, they are basically not guaranteed, and their profits and losses follow the market (there is no guaranteed income). Principal guaranteed fund will also reduce its income, which is only suitable for older investors. . . Then buy a fund, it is recommended to buy it online. You can go to official website for direct sales, Alipay, Tian Tian Fund, etc. You can save a sum of money and the bank will basically collect it in full. . .