It was because he failed the risk test.

Different financial products have different risk levels. Before you purchase financial products or other financial products (such as funds), you must conduct a risk tolerance test according to regulations. If the test shows that the risk level you can accept is relatively low, and

When the risk of financial products is relatively high, such a prompt will appear.

Risks of purchasing financial products: 1. Bank financial products are divided into two categories: spontaneous and agency-sold bank financial products, one is issued by the bank itself, and the other is sold on behalf of a third party.

Although there are risks in both types of financial management products, if a bank only sells financial management products on an agency basis, as a channel provider, if a problem occurs, the bank will not be responsible for it. In other words, the financial management products sold by the bank on behalf of the bank are more risky than the financial management products sold by the bank on its own initiative.

products, the risks are higher.

2. Capital-guaranteed and non-capital-guaranteed Even bank-operated financial products are divided into two types: capital-guaranteed and non-capital-guaranteed. According to the income, they can also be subdivided into guaranteed income, capital-guaranteed floating income and non-capital guaranteed floating income.

Guaranteed income products guarantee principal and income, principal-guaranteed floating income products guarantee principal but not income, and non-principal-guaranteed floating income products, as the name suggests, neither guarantee principal nor income.

To prevent this kind of risk, investors need to read the instructions of their financial products clearly when purchasing financial products, and understand clearly what type of financial products they purchase.