T is the first letter of "day", which actually means "trading on the same day" T+0 means that the transaction was successfully confirmed on the day, and the funds are generally T+ 1 and T+2, that is, after buying the funds before 3 pm that day, it takes 1 day to confirm, and it takes 2 days to see the benefits. It should be noted that 1 day and 2 days here refer to trading days, and the so-called T+n means n trading days. For example, if you bought the fund before 3 pm on Friday, it will be confirmed in the next 1 trading day according to T+ 1. The trading day next Monday should be confirmed, and the specific income can be found next Tuesday night.