1. Fund type: Different types of funds have different investment strategies and risk-return characteristics. For example, equity funds have high risks but relatively high returns;
2. Bond funds have low risks, but relatively low returns; The investment of hybrid funds is between stocks and bonds, and the risk and return are also between the two. Therefore, investors should choose the appropriate fund type according to their risk tolerance and investment objectives.
3. Fund performance: Although the past performance of the fund cannot guarantee the future performance, it can be used as a reference. Investors can check the historical rate of return, volatility and other indicators of the fund and choose the fund with better performance. At the same time, you can also check the performance of fund managers and understand their investment philosophy and style.
4. Fund management fee: Fund management fee includes subscription fee, redemption fee and management fee. These expenses will affect the actual income of the fund. Therefore, investors should choose funds with lower management fees to improve their income.
5.
Fund size: Fund size refers to the total assets of the fund. Generally speaking, larger funds have stronger bargaining power, better liquidity and higher returns. However, too large a fund size may also reduce the flexibility of investment strategy. Therefore, investors should choose funds with moderate scale.
6. Fund investment strategy: Investors should understand the investment strategy and scope of funds and choose funds that match their investment objectives and risk tolerance. For example, some funds focus on investing in growth-oriented enterprises, while others focus on value investment. Investors should choose according to their own preferences.
7.
Strength of fund companies: The strength and reputation of fund companies are also important factors in choosing funds. Investors can check the historical performance, management team, investment philosophy and other aspects of the fund company and choose a strong fund company.
To sum up, to choose a fund with higher returns, we need to comprehensively consider the fund type, performance, management fee, scale, investment strategy, company strength and other factors in order to find a fund that suits us.