It is understood that Gome Easy Card is subject to credit reporting, and the platform will upload malicious overdue information of users to the central bank’s credit reporting system, so everyone is reminded not to maliciously overdue. However, if it is one to two days overdue, there will be no negative impact. However, for the sake of caution, it is recommended that you do not overdue easily.

1. What is Gome Easy Card?

Gome Easy Card is a consumer installment platform under Gome Financial. It mainly provides users with financial services such as revolving loans, credit card repayments, and mall shopping. Gome Financial has financial licenses for small loans, financial leasing, factoring, fund sales, and insurance brokerage, and is a formal lending institution. Gome Easy Card is equivalent to a virtual credit account and can be used repeatedly. It supports online and offline consumption. It used to be Gome Meijian, but was later renamed Gome Easy Card. The loan limit is flexible. Users can enjoy a limit ranging from 500 to 5,000 and a usage period of 7 to 30 days. The payment can be received in as fast as 30 minutes, and the products cover a variety of services, including provident fund loans, credit card repayments, and online shopping.

2. Does Gome Easy Card need to review contacts by phone?

As far as the editor understands, Gome Easy Card does not review contacts by phone, but there is still a call for return visits, but It's for the person, asking for basic information about him or her. It's basically a very simple question. Just be careful not to answer the wrong questions when you answer the phone. Although many online loans require a contact number, those who apply for Gome Easy Card do not need to worry. As long as there is a return call, it means that the review is sure.

3. Is there a credit report on Gome Easy Card?

Attention, Gome Easy Card will be on credit report. In addition to reporting to the central bank's credit reporting system, users will also be punished for breach of contract and pay a certain amount of liquidated damages. If you don't repay, you will face endless collections from the staff. In serious cases, your personal account will be frozen, so you will not be able to enjoy the loan service. There is also the possibility of being sued by Gome Yika. After all, lawsuits are not just talk. Therefore, it is recommended that you remember to repay on time after using Gome Easy Card to borrow money.